Using Credit Cards Abroad in Madrid

Using Credit Cards Abroad in Madrid



Successfully use your credit card this Summer in Madrid.


Money money money... we need it, we love it, we use it. In Spain, their currency is euros. While out and about, weather its out to eat, shop or travel you need to be aware of  using CC/Debit Cards abroad. Here are some tips to keep in mind while using your credit card abroad in Madrid.

  • Notify your bank/debit/cc company that you will be traveling overseas. This is VERY important because the USA has awesome anti theft protection. The last thing you want is to put your Spanish on pause to call the 1-800 number to unblock your card. Call the number on the back of your card and let them know what dates you'll be away.
  • "The chip" has been around for years in Spain and its now catching on in the states. The chip is actually a lot more secure than the magnetic strip, if you can upgrade your card to include a chip, that would be ideal.
  • Pack a credit card with no international fee and a debit card.
  • You can use your debit card to pull out money at any cash point (ATM). Please note that for some cash points will only allowed to pull out anywhere from 300-500 EUROS MAXIMUM a day. So, plan in advance. Additionally, please be very mindful of who is around you while taking money out. If you notice people lingering around (kids included!) wait till you have a friend with you or move to a cash point that you feel more comfortable with.
  • Cover your PIN number. I know it always says that while you take money out but SERIOUSLY DO IT! Technology is amazing and we love it but with that said there are crappy people out there that use technology for crappy stuff. So always use your hand to cover your other while putting in your PIN number.
  • Any card you use, MUST have your name on it. In Spain, any time you use a card you MUST present photo ID, the two need to match (first/last). You can use your passport, passport card or even your state ID in most cases.
  • If you want to come to Madrid with Euros I recommend you take it out of a cash point (ATM) once you are in Madrid or get your money converted to euros from your local bank. The airport exchange rate is rather HIGH. If you choose to convert your money before you flight be sure to keep that money very secure and near you (or even on you) until you arrive to your hotel, hostel, home.

Now that that is all sorted. Get packing!

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Lisette Miranda

Written by Lisette Miranda

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